The International Housing Finance Program (IHFP) is part of the Real Estate Center of the Wharton School of Business, University of Pennsylvania, Philadelphia, USA. IHFP was established in 1985 to foster excellence in housing finance education, technical advisory services, and research, with a specific focus on developing and emerging market economies.

IHFP’s EXECUTIVE EDUCATION Programs have delivered state of the art knowledge in housing finance and policy analysis for more than 30 years, both at the Wharton School and in some 40 countries worldwide.  IHFP’s ~4000 alumni are part of a network of senior housing finance industry leaders and policy-makers across more than 100 countries.

IHFP faculty have provided ADVISORY SERVICES to governments, private and non-profit housing institutions and training institutions in well over 75 countries in Sub-Saharan Africa and the Middle East, Latin America and the Caribbean and Central-, Pacific- and South Asia.

IHFP operates a DATA AND INFORMATION web-portal HOFINET www.hofinet.org, that provides housing finance information on 140 countries worldwide.


International Housing Finance Program Course 2021

The annual Executive Education course “Innovations in Housing Finance: What Housing Finance Professionals Need to Know” will take place virtually this June 7 – 19, 2021. The need for analytical and cutting-edge education in housing finance has never been more acute. The current COVID crisis has shown the importance of… Read more“International Housing Finance Program Course 2021”

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2021 Housing Finance Course for Sub-Saharan Africa

January 18 – 29 2021 This course is run as a partnership between the UCT Nedbank Urban Real Estate Research Unit at the University of Cape Town and the Wharton School’s International Housing Finance Program, University of Pennsylvania, and is supported by the Centre for Affordable Housing Finance in Africa. The 2021… Read more“2021 Housing Finance Course for Sub-Saharan Africa”

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Update: International Housing Finance Program Course 2020 Cancelled

The annual Executive Education course “Improving and Expanding Housing Finance Systems”, scheduled for June 1 – 8, 2020, and the “Workshop on Securitization and Mortgage Bonds”, scheduled for June 9 – 10, 2020, have been cancelled due to COVID-19-related travel restrictions. The course and workshop will be conducted again from June… Read more“Update: International Housing Finance Program Course 2020 Cancelled”

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  • In November 2019, IHFP Director, Marja Hoek-Smit gave a keynote presentation on lending programs for home-improvement during a workshop for INFONAVIT in Mexico City, co-sponsored by INFONAVIT and the Intra-American Development Bank.
  • In October 2019, Wharton’s IHFP and Cape Town University’s Urban Real Estate Research Unit hosted the Housing Finance for Sub-Saharan Africa course in Cape Town, South Africa.
  • In September 2019, IHFP conducted several housing finance workshops in Tashkent, Uzbekistan for the Ministry of Finance, Government of Uzbekistan and the Asian Development Bank. Participants were senior officials from the Ministry of Finance, the Central Bank of Uzbekistan, the Ministry of Economy and Industry,  the banking and construction sectors, and ADB.
  • In July 2019, IHFP led a week-long workshop on “Housing Markets and Housing Finance for the Affordable Housing Segment” for the Inter-American Development Bank in Washington DC. Participants were IDB urban and housing specialists and their counterparts from the Latin American region.


International Housing Finance Program

Zell/Lurie Real Estate Center

The Wharton School, University of Pennsylvania

436 Vance Hall, 3737 Spruce Street

Philadelphia, PA 19104


Tel: 215.898.3313 or 215.898.2841

Fax: 215.573.2220